Homes For Sale
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Looking For A New Home?
We have 20+ years of real estate experience to help you find your dream home. Purchasing a home is one of the most important decisions you will have to make and we are ready to educate you on the latest market movements and trends to help you get the best possible price. We understand your time is valuable. We will work with you around your schedule to find exactly what you are looking for. Contact us now to experience the Stone Path advantage!
First Time Home Buyers
Buying a home for the first time can be one of the most exciting events in one’s life! For many, it’s a right of passage or as we’ve come to know it—it’s the American Dream. There are all sorts of new and wonderful experiences you will encounter as you embark on your buying journey. You’ll experience open houses, property showings, new neighborhoods, expert buying advice and more! We will guide you from beginning to end and will be with you every step of the journey. We will show you what is selling and also what to stay away from in the current market. We are the best negotiators in the business and will work extremely hard for you knowing that every dollar counts and we’ll use proven strategies to help you get the lowest possible price for the home you want!
Experienced Home Buyers
As an experienced buyer, you already know that having a Realtor represent you is one of the best decisions you can make early on in the process of purchasing a home. With the ever increasing amount of new laws and changing legislation, you know that seeking the advice of a professional can be a wise decision. You also know that the Agency relationship between Realtor and client will be explained to you. In addition, you may already know that there are numerous fiduciary responsibilities real estate professionals have and we are committed to providing the following to you: Loyalty, Obedience, Disclosure, Confidentiality, Reasonable Care, and Accounting. Rest assured we will provide you with the knowledge that you need to make an informed decision about the home you are interested in buying. Our unwavering commitment will give you the results you are looking for in a Realtor. You can also be sure that we will provide you with friendly, courteous communication, prompt response time, expert real estate advice and more!
What Is Your First Step?
What’s your first step to buying a home? One of the first things you’ll need to do whether you are a first-time buyer or an experienced buyer is to get pre-approved for a mortgage. The main advantage of getting pre-approved is that it gives you a stronger negotiating position when it comes time to put an offer in on a property. Most sellers will not negotiate with a buyer who does not show that they are pre-approved for the appropriate mortgage amount. To get pre-approved you should contact your Mortgage Broker. A Mortgage Broker will then work with you to get pre-approved for a mortgage by asking you a series of questions. Once you are pre-approved, you will then be well on your way to purchasing property! Obtaining a referral from a friend can be of great help when you are searching for a Mortgage Broker. It is a good idea to ask your friends, family, and co-workers who they use for their mortgage needs. Likewise, we work with some of the top Mortgage Brokers in the industry. For more information about getting pre-approved, contact Leah Dexter at (952) 484-1526.
Are You Thinking About Building Or Buying New Construction?
Are you thinking of building a new home or buying a new construction home? Building a home has many unique differences to buying an existing home. It is extremely important to have your own agent to represent your best interests. The builder’s representative represents the builder. It does not cost you anymore to have your own representation. As your agent, we are paid for by the builder and that cost is already built into the cost of the home.
We have over 20 years of experience and have the personal and professional experience you need when stepping into the world of new construction. Contact Leah and Nate today to see how we can help make your dream a reality.
Top 7 Tips For Building Or Buying New Construction
It is crucial to have your own representation. Remember that the builders representative represents the builder NOT the buyer. Many builders will not allow you to hire your own agent if you wander into the new homes sales office without representation. Let your agent introduce you to the builder, and you’re generally covered. The builder’s sales agents are paid to represent the builder, regardless of what they may tell you. Many will use high-pressure tactics to persuade you to sign the contract. Your agent will be paid by the seller. Your own agent will represent you and is required to disclose the positives as well as the negatives about the transaction. Builder’s agents don’t discuss drawbacks. The biggest MYTH is that you will save money using the builder's agent, however, this is simply not true.
The fit and finish of the model home doesn’t necessarily represent what comes standard. Often the model home reflects a mix of standard materials and fixtures, as well as a handful of upgrades. Therefore, you need to find out from the builder which options are standard, which options are upgrades, and what each upgrade costs. Keep in mind that costs can change. The price quoted at the start may not be the same when you decide to move forward. One way to cut costs: Move into the home without an upgrade, then hire a contractor to do the work. Builders charge a huge markup on certain finishes and products.
Builders don’t like to drop their prices. Instead, consider asking for the builder to pay closing costs or perform upgrades at no additional charge. Builders are often reluctant to set a precedent for negotiating prices since future buyers in the development may expect similar discounts. Consequently, builders are often more likely to negotiate “on the back end” since closing costs and upgrades are a less obvious way for them to sweeten a deal.
You’re often buying a home that is not completed. What guarantees do you have the home will be ready on time? Your purchase agreement documents should specify a completion date. However, many builders add provisions that make the completion date dependent on permit approvals from the municipality or availability of building materials from suppliers. There can also be additional charges if you’re unable to close on time if your lender isn’t ready.
Most builders offer a one-year workmanship warranty and a 10-year structural warranty. Make sure the warranties you receive explicitly state what is and isn’t covered, and what the limitations are for damages. You should also receive manufacturer’s warranties on the washer and dryer, hot water heater, air conditioner, kitchen appliances, and roof.
New homes have problems too. Hire an inspector to make sure everything is safe and up to code. Even though most municipalities require new homes to pass permit inspections, an independent verification with a qualified inspector is money well spent. In many cases, the builder will allow buyers to conduct an independent inspection and agree to repair code compliance issues but do not include a provision that would allow the buyer to walk away and retain their deposit if they are not satisfied with the result of the inspection.
Check with the city to see what is planned for the surrounding area. If you have a view, will it still be there in five years? Most builders put the responsibility on the buyer to be aware of neighborhood or community dynamics related to other development in the area like traffic planning, the development of neighboring parcels, etc. Many new communities also have homeowners associations that can impact your potential new home as well.
For more tips and advice on buying a new construction home, call us today and let us make your dream a reality!
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